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Veterans who have completed 24 months of continuous active duty and have been discharged under conditions other than dishonorable, or who are currently serving on active duty or in the National Guard or the Reserves, or are honorably discharged from these components, are eligible for guaranteed loans to purchase, repair, or refinance a home.


Based on the purchase price and local limits, a down payment may not be required. Periods of required service are less for Veterans of earlier wartime service.

For more information on eligibility:


The best way to obtain your certificate of eligibility (COE) is to utilize the Department of Veterans Affairs:​


On this site, you can print off your COE in as little as 24 hours, as opposed to 8 weeks through the traditional paper application route. ​

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